For real estate Professionals
Why Is the Optimal Plan So Important
The philosophy and approach we take to financial planning is ever more important to the real estate investor. Real estate investors typically have heavy responsibilities, which leaves little time for keeping up with your financial affairs. As a result, you are left to rely on an array of separate professionals in the financial planning field who don’t communicate with one another, are motivated to sell you products you may not need, and typically don’t offer ongoing support.
The Optimal Plan bridges this gap. We are your advocate – we serve as your financial quarterback where every aspect of your financial plan is engineered, properly implemented, maintained to answer questions, and give you the coaching and guidance your profession demands. With over 100 real estate investing clients spread amongst the states, we have a history of delivering unparalleled results in this niche. We help our investors understand:
Comprehensive tax planning for investors starts with entity structuring. Each entity structure has unique tax attributes that, when properly utilized, allow professionals to control how income is taxed. We fit each entity structure to your financial life and ensure that earned income is taxed in the most favorable manner. We also seek to maximize passive income through your entity structures, which is the most favored form of income for a taxpayer. We structure a compensation formula that mitigates the cost of payroll taxation is compliant with IRS regulations, and, at the same time, allows you to fully fund the recommended retirement plan.
We evaluate the mix of benefits that you are paying for and attempt to structure these costs so that they are paid with pre-tax rather than post-tax dollars. We evaluate the cost to cover your employees through your company-sponsored retirement plan and customize the plan document to your workforce to ensure that the largest possible plan contribution gets allocated to your account. Finally, we coach and mentor you throughout the year to ensure that your tax plan achieves the optimal results.